Bhushan B Landge

Founder and Guaranteed Income Planner

Welcome to Rachana Life and Wealth Planners, where financial planning is guided by creation, responsibility, and clarity.

To us, financial planning is not merely about money — it is about peace of mind, dignity, and responsibility towards the people we love.

Most people plan only for wealth. Very few plan for income that continues even when salary (active income) stops.

That is where our work truly begins.

We specialize in helping families create reliable, predictable and guaranteed lifetime income for life’s most important stages — retirement, children’s education, and long-term family security. Our focus is not on chasing returns, but on identifying income gaps, protecting against life’s uncertainties, and ensuring financial stability when it matters most.

Our planning solutions are comprehensive and thoughtfully tailored, covering:

  ♦  Lifetime Income Planning
  ♦  Education Protection Planning
  ♦  income Replacement Planning
  ♦  Virtual Estate Planning
  ♦  Taxation Benefits Blueprint Planning
  ♦  Health Protection Planning
  ♦  and other essential aspects of long-term financial security

Every recommendation is made only after deeply understanding family responsibilities, existing assets, and future goals — never by pushing products.

Founded by Bhushan B. Landge, Founder and Guaranteed Income Planner, with over 12+ years of experience, Rachana Life and Wealth Planners has guided families, professionals, and retirees to make clear, confident, and informed financial decisions.

Our belief is simple:

“A good financial plan should reduce worry, not create confusion.”

This belief has shaped our commitment to ethical guidance, long-term relationships and planning that people can trust for life, resulting in continuity and lasting client confidence over the years. At Rachana Life and Wealth Planners, every plan begins with a conversation — because true financial security should bring confidence, stability, and the freedom to live with self-respect.

Let’s begin with clarity, not pressure.

Our Mission

At Rachana Life and Wealth Planners, our mission is to empower families to make confident, well-informed financial decisions that protect their loved ones, create guaranteed Lifetime income, and ensure long-term financial stability at every stage of life. Founded in 2016 by Mr. Bhushan B. Landge, a certified insurance and financial consultant with over 12+ years of experience, our journey is guided by one unwavering belief:

Financial planning should be simple, honest, and deeply responsible.

Through continuous education, personalized guidance, and ethical advice, we help individuals and families achieve peace of mind, dignity, and true financial independence.

Our commitment to doing what is right — not what is easy is reflected in an exceptional record of zero policy lapsations over the last five years, a true testament to the trust our clients place in us.

We don’t just plan finances.

Protecting Life. Building Wealth

Why Choose us

Choosing a financial planner is not just a financial decision — it is a family decision.

At Rachana Life and Wealth Planners, we don’t begin with products or promises. We begin by listening — to your responsibilities, concerns, and life goals. Because meaningful planning starts only when you feel understood.

What Makes Us Different

✔ Planning before products

Every recommendation begins with knowing you better — your family structure, priorities, and long-term aspirations — so solutions are relevant, meaningful, and sustainable.

✔ Helping you discover what truly matters

Important financial gaps often remain unnoticed. We help you discover risks, opportunities, and possibilities that are commonly overlooked.

✔ Thoughtful need analysis

We carefully analyse your current position, future commitments, and income requirements before suggesting any course of action.

✔ Income certainty, not assumptions

We help you plan for reliable income, especially for phases when regular salary may stop — because stability matters more than speculation.

✔ Protection comes first

Your family’s safety, dignity, and independence remain the foundation of every plan we design.

✔ Clear solutions with alternatives

You are guided through suitable options and alternatives, so decisions are taken with clarity, comfort, and confidence.

✔ Implementation aligned with you

Plans are implemented only after complete understanding — at a pace that suits you, not market pressure.

✔ Long-term relationships, not short-term sales

Our commitment is to walk with you through every stage of life, reviewing and refining your plan as your needs evolve.

✔ Simple, honest guidance

We believe financial planning should bring clarity and peace of mind, not confusion or pressure.

Our Promise

Your trust is of utmost importance to us. We maintain complete confidentiality, encourage questions, and believe that education and understanding are essential to sound financial decisions.

Let’s Begin the Right Way

You don’t need to decide everything today. You just need the right conversation. Book your 20-Minute Financial Clarity Session No obligation. No pressure. Just thoughtful guidance.